Why am I writing this
I’ve been thinking about all the ways we pay for what we don’t know.
In repeated mistakes. In patterns, we never interrupt. In confusion that gets normalized.
There’s a name for this: ignorance debt.
And it’s way more expensive than we think.
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1 Insight
Ignorance debt is the cost of not facing what’s already true.
When you don’t reflect, don’t document, don’t question—
You end up solving the same problems over and over again.
In your calendar. Your habits. Your relationships. Your work.
It’s like emotional and operational clutter.
You can ignore it, but it still takes up space.
1 Habit
Here’s how I’ve been applying this in a smaller, more personal way:
🧠 The “Seen & Said” Vault
Every week, I jot down two things:
Something I saw clearly (a pattern, a reaction, a truth I’ve been avoiding)
Something I said out loud (a decision, boundary, or belief I want to remember)
Over time, this builds a personal knowledge base.
Your version could be:
A voice note after tough days
A Google Doc with things you no longer believe
A note labeled “lessons paid for”
It doesn’t matter how. It just matters that you don’t keep paying the same cost.
1 Story
At Bridgewater, one of the most successful hedge funds in the world,
Ray Dalio implemented a radical system to fight ignorance debt: every meeting was recorded. Every decision was analyzed. Every mistake was logged.
The goal?
To build a living memory of thought patterns, outcomes, and principles.
Dalio believed ignorance wasn’t just innocent—it was dangerous.
And the only way to grow was to see things as they are, not as you wish they were.
That’s why his employees didn’t just “learn from mistakes.”
They studied them. Together. Publicly. Unemotionally.
It wasn’t about shame.
It was about never paying the same price twice.
That’s it for this week!!!
Ignorance debt doesn’t just slow teams.
It slows you.
And the fastest way to move forward?
Remember what you already learned.
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